Privacy Policy

Effective Date: April 8, 2026

This application is developed and operated by LedgerLabs (hereinafter referred to as "we," "us," or "our"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, share, and protect your personal information when you use our bookkeeping and financial management application (the "App"), including any subscription services offered within the App.

1. Information We Collect

We may collect the following types of information:

• Device Information: Device model, operating system version, unique device identifiers, language settings, and time zone.
• Usage Data: App usage statistics, feature interaction logs, and crash reports to help us improve the App.
• Subscription & Purchase Information: When you subscribe to or purchase our premium services, your transaction is processed by Apple via the App Store. We do not directly collect or store your payment details (such as credit card numbers). We receive only transaction confirmation data, including subscription status, purchase date, and expiration date, to manage your access to premium features.
• User-Generated Content: Financial records, categories, and other bookkeeping data you enter into the App. This data is stored locally on your device or, if you enable cloud sync, on our secure servers.

2. How We Use Your Information

We use the collected information for the following purposes:

• To provide, maintain, and improve the App's features and services;
• To manage and verify your subscription status and deliver premium content;
• To perform analytics and diagnostics to enhance user experience;
• To ensure the security and stability of the App;
• To comply with legal obligations and enforce our terms.

3. Information Sharing & Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share information only in the following circumstances:

• Service Providers: We may use third-party services (such as analytics tools and crash reporting services) that process data on our behalf. These providers are bound by contractual obligations to protect your data.
• Legal Requirements: We may disclose your information if required by law, regulation, legal process, or governmental request.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

4. Data Security

We use industry-standard security measures, including encryption and access controls, to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

5. Data Retention

We retain your information only for as long as necessary to fulfill the purposes described in this Privacy Policy, or as required by law. When data is no longer needed, we will securely delete or anonymize it.

6. Children's Privacy

The App is not directed at children under the age of 13 (or the applicable age of consent in your jurisdiction). We do not knowingly collect personal information from children. If you believe that we have inadvertently collected information from a child, please contact us so that we can promptly delete it.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access and obtain a copy of your personal data;
• Request correction of inaccurate data;
• Request deletion of your personal data;
• Object to or restrict certain processing activities;
• Data portability.

To exercise any of these rights, please contact us at the email address provided below.

8. Third-Party Services

The App may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted within the App, and the "Effective Date" at the top of this page will be updated accordingly. Your continued use of the App after changes are posted constitutes your acceptance of the updated Privacy Policy.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: